Financials
Effective gross income is gross potential rent plus other income, minus vacancy and credit loss.
Updated Sep 12, 2026
EGI = GPR + Other income − Vacancy − Credit loss
Effective gross income (EGI) is the income you can actually work with after vacancy and collection loss. It sits between a perfect rent roll and NOI.
If you only watch physical occupancy, you can miss concessions and bad debt that quietly reduce EGI.
Unitz compares asking rent, contracted rent, and collected rent so EGI is not a guess. See Financial Intelligence.
Net operating income is rental revenue minus operating expenses, before debt service and capital expenditures.
Physical occupancy is the share of units that are leased, regardless of whether the contracted rent is at market.
Vacancy loss is the rent you did not earn because a unit was empty or taken off the market during a period.
See this in the product: Financial Intelligence
Start with an account. Add your properties and finish setup at your own pace.