Is a COI the same as a policy?

No. It is a snapshot. Confirm named insured, limits, expiration, and additional-insured language against your vendor requirements.

Operations

Certificate of insurance

A certificate of insurance (COI) is proof that a vendor or, in some buildings, a resident carries required coverage.

Updated Sep 12, 2026

COIs keep uninsured vendors off your properties. Track expiration dates the way you track lease expirations.

Unitz stores vendor compliance documents with the vendor record. See Smart Maintenance.

See this in the product: Smart Maintenance

Start with an account. Add your properties and finish setup at your own pace.